For many millennials, the affordable housing crisis has existed for the entirety of their adulthood. Despite this crisis being a prominent topic in political discourse, there doesn’t seem to be any improvements. Far too many low-income Americans are paying 70 percent or more of their incomes for housing, while rents continue to rise and construction of
Real Estate Investing
It’s common knowledge that we’re going through housing crises in many American urban centers. Nearly half of all renters can’t afford rent and over half a million Americans are homeless on any given night X. While most of the discourse on the housing crisis tends to focus on affordable and low-income housing, workforce housing, which is a nuanced category
The Jumpstart Our Business (JOBS) Act of 2012 introduced equity crowdfunding to the investment space, allowing small businesses and small investors to raise capital and build wealth. Crowdfunding is a new opportunity for non-accredited investors to give capital and receive various returns (like equity, merchandise, or early access) from a company.
The wealth gap in the United States is staggering. The wealthiest 1% of individuals control 40% of the nation’s wealth. 2018 created more millionaires than ever before yet millions are struggling with consumer debt, rising housing costs, inflation, and stagnant wages. If we can address the wealth gap the biggest political agendas would lose their teeth
You’d be hard pressed to find a working professional who does not understand the importance of setting money aside for the future. It comes as no surprise that employers contribute to or offer to match their employee’s contributions to 401(k) or 403(b) retirement accounts as part of compensation packages. However, those aren’t always enough to give a retiree
Up to the year 1900, women across the United States could not own property, and it wasn’t until 1974 that women could individually receive a line of credit. Despite these landmark opportunities for advancement, women have earned about 80% of what equal male counterparts have for the past 15 years and make up only 22% of angel investors. These systematic