Although not explicit, the Declaration of Independence’s promised rights to life, liberty, and the pursuit of happiness surely implies access to basic goods—services and resources such as water, electricity, and sanitation, without which life is virtually impossible X. In the 23 years since the passing of the Telecommunications Act of 1996, the internet, Read More
Insights
Choosing a Self-Directed IRA: What, Why, and How
You’d be hard pressed to find a working professional who does not understand the importance of setting money aside for the future. It comes as no surprise that employers contribute to or offer to match their employee’s contributions to 401(k) or 403(b) retirement accounts as part of compensation packages. However, those aren’t always enough to give a retiree Read More
Here’s the Real Reason Housing is so Expensive
Rent growth is unsustainable. Here’s why. It doesn’t matter how much people complain, rental housing rates are not coming down (for normal people). Rents have been outpacing inflation and wage growth for the last few years and isn’t yet showing signs of slowing down. Now that the problem affects working professionals instead of only low-income households Read More
Women’s Financial History, Today’s Effects
Up to the year 1900, women across the United States could not own property, and it wasn’t until 1974 that women could individually receive a line of credit. Despite these landmark opportunities for advancement, women have earned about 80% of what equal male counterparts have for the past 15 years and make up only 22% of angel investors. These systematic Read More
Presenting at Startup Grind Global Conference 2019
The atmosphere was an intoxicating mix of optimistic vibrancy and hard-core business growth strategy. People were literally everywhere. Tech guys from Google, starry-eyed college kids and professionals looking to infuse some vitality back into their careers. Startup Grind was a destination all to itself. Attendees were founders (startup Read More
The Use of Reg A+ Funding in Real Estate
Regulation A+ funding is perfect for urban real estate investing! What is Regulation A+? Regulation A+, or Title IV of the Jobs Act, makes it possible for everyday people, like you and me, to invest in a growing company X. More specifically, growing companies are able to raise up to $50 million from unaccredited investors, in a manner similar to an initial Read More
Consider Turning Your Rental Unit into an Airbnb
In 2008, a couple of roommates who couldn’t afford rent in San Francisco started inviting tourists to sleep on air mattresses in their living room, and serving them breakfast in the morning X. Little did they know, they were about to flip the short-term lodging industry on its head. Less than 10 years later, Airbnb, as their company was aptly named, had Read More
Debt Financing Vs. Equity Financing in Real Estate
If you’re trying to raise money to invest in the growth of your real estate portfolio, two options that are available to you are debt financing and equity financing. Debt financing means to borrow a fixed amount that will be paid back with interest—similar to using a credit card or taking out a car loan—while equity financing is selling a percentage of Read More
Why You Should Own Income Producing Property Today
The primary takeaway from Rich Dad Poor Dad—Robert Kiyosaki’s New York Times Best Seller—is “don’t just work for your money, make your money work for you.” One of the most common ways people accomplish this is by owning income producing property. As with all business ventures, there are associated risks to consider as well as rewards, and costs to weigh as Read More
The Evolution and Future of Marketplaces
Since ancient times, marketplaces have existed as a means and center of trade. A marketplace is a space where items or services are available to be bought and sold by consumers, serving as a staple for economies all over the world. Back in the old days, a person would go to the centralized gathering in a city to browse a selection of vendors and goods Read More