It’s common knowledge that we’re going through housing crises in many American urban centers. Nearly half of all renters can’t afford rent and over half a million Americans are homeless on any given night X. While most of the discourse on the housing crisis tends to focus on affordable and low-income housing, workforce housing, which is a nuanced category Read More
Insights
The Rise of Socially-conscious Crowdfunding
The Jumpstart Our Business (JOBS) Act of 2012 introduced equity crowdfunding to the investment space, allowing small businesses and small investors to raise capital and build wealth. Crowdfunding is a new opportunity for non-accredited investors to give capital and receive various returns (like equity, merchandise, or early access) from a company. Read More
Affordable Housing is Necessary for the Economic Stability
The wealth gap in the United States is staggering. The wealthiest 1% of individuals control 40% of the nation’s wealth. 2018 created more millionaires than ever before yet millions are struggling with consumer debt, rising housing costs, inflation, and stagnant wages. If we can address the wealth gap the biggest political agendas would lose their teeth Read More
The Construction Workforce Shortage And its Impact on Real Estate
While unemployment rate remains a prominent topic in political discourse, nearly 40 percent of employers have difficulty filling jobs due to insufficient talent X. Worse off, nearly 80 percent of construction businesses are having a hard time finding qualified skilled labor. For context, there are currently more than 140,000 vacant construction positions Read More
Fast and Secure Wi-Fi Should be a Public Utility Across the United States
Although not explicit, the Declaration of Independence’s promised rights to life, liberty, and the pursuit of happiness surely implies access to basic goods—services and resources such as water, electricity, and sanitation, without which life is virtually impossible X. In the 23 years since the passing of the Telecommunications Act of 1996, the internet, Read More
Choosing a Self-Directed IRA: What, Why, and How
You’d be hard pressed to find a working professional who does not understand the importance of setting money aside for the future. It comes as no surprise that employers contribute to or offer to match their employee’s contributions to 401(k) or 403(b) retirement accounts as part of compensation packages. However, those aren’t always enough to give a retiree Read More
Here’s the Real Reason Housing is so Expensive
Rent growth is unsustainable. Here’s why. It doesn’t matter how much people complain, rental housing rates are not coming down (for normal people). Rents have been outpacing inflation and wage growth for the last few years and isn’t yet showing signs of slowing down. Now that the problem affects working professionals instead of only low-income households Read More
Women’s Financial History, Today’s Effects
Up to the year 1900, women across the United States could not own property, and it wasn’t until 1974 that women could individually receive a line of credit. Despite these landmark opportunities for advancement, women have earned about 80% of what equal male counterparts have for the past 15 years and make up only 22% of angel investors. These systematic Read More
Presenting at Startup Grind Global Conference 2019
The atmosphere was an intoxicating mix of optimistic vibrancy and hard-core business growth strategy. People were literally everywhere. Tech guys from Google, starry-eyed college kids and professionals looking to infuse some vitality back into their careers. Startup Grind was a destination all to itself. Attendees were founders (startup Read More
The Use of Reg A+ Funding in Real Estate
Regulation A+ funding is perfect for urban real estate investing! What is Regulation A+? Regulation A+, or Title IV of the Jobs Act, makes it possible for everyday people, like you and me, to invest in a growing company X. More specifically, growing companies are able to raise up to $50 million from unaccredited investors, in a manner similar to an initial Read More